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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,182 | $209,422-51.7% | $178,503-43.3% | $158,982-36.4% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 19.58% | 188.81%-169.2pp | 151.12%-131.5pp | 302.99%-283.4pp |
| Employer contribution / active EE | $11,766 | $5,707+106.2% | $5,011+134.8% | $4,763+147.0% |
| Participant deferral / active EE | $10,888 | $5,955+82.8% | $5,202+109.3% | $5,983+82.0% |
| Admin fee / account holder | $419 | $17,079-97.5% | $13,987-97.0% | $11,252-96.3% |