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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,045 | $45,152-66.7% | $73,836-79.6% | $59,633-74.8% |
| Participation rate | 100.0% | 64.0%+36.0pp | 73.4%+26.6pp | 68.7%+31.3pp |
| Annual return | 18.31% | 27.40%-9.1pp | 2268.06%-2249.7pp | 2041.45%-2023.1pp |
| Employer contribution / active EE | $530 | $1,901-72.1% | $2,787-81.0% | $2,203-75.9% |
| Participant deferral / active EE | $3,121 | $2,573+21.3% | $3,583-12.9% | $3,192-2.2% |
| Admin fee / account holder | $3,244 | $3,515-7.7% | $4,882-33.6% | $4,297-24.5% |