Retirement plan

CORPORATE MAILING SERVICES, INC. 401(K) PLAN

Name: CORPORATE MAILING SERVICES, INC. - CORPORATE MAILING SERVICES, INC. 401(K) PLAN (2018) Form 5500
Creator: CORPORATE MAILING SERVICES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CORPORATE MAILING SERVICES, INC. 401(K) PLAN, CORPORATE MAILING SERVICES, INC.

CORPORATE MAILING SERVICES, INC.EIN 52-2002853Plan #001PY 2018

1625 KNECHT AVENUE - BALTIMORE, MD 21227410-242-7356whycms.comLinkedIn51-200 employeesprinting

Prospect flagsLow participationLow participant contribution

How to read this page

Total assets (EOY)

$613K

+5.6% from 2017

Total participants

133

+17.7% from 2017

Average account balance

$26,653

-3.6% from 2017

Annual return

-6.43%

-23.54 pp from 2017

Benchmarks

See 1,003 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants100-249

Cohort1,003 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.56M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$56K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

43.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$257K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.47%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1075

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
RETIREMENT PLANNERS & ADMINISTRATOR4+ years Service code 15 · EIN 62-1038805	Recordkeeping	$2,403

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$2K

$18 / participant

Contract admin$2K100.0%

% of EOY assets

0.392%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HITT & COMPANY, LLC
Auditor EIN: 522300967
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$26,653

$33,067-19.4%

$76,518-65.2%

$56,289-52.6%

Participation rate

16.7%

55.4%-38.7pp

68.0%-51.3pp

69.9%-53.2pp

Annual return

-6.43%

2.72%-9.1pp

-0.27%-6.2pp

-9.96%+3.5pp

Employer contribution / active EE

$1,200-100.0%

$2,647-100.0%

$2,111-100.0%

Participant deferral / active EE

$528

$2,240-76.4%

$3,836-86.2%

$3,350-84.2%

Admin fee / account holder

$104

$537-80.5%

$4,849-97.8%

$521-79.9%

Provider

Service type

Compensation

RETIREMENT PLANNERS & ADMINISTRATOR4+ years

Service code 15 · EIN 62-1038805

Recordkeeping

$2,403

CORPORATE MAILING SERVICES, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CORPORATE MAILING SERVICES, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion