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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,171 | $176,120-21.0% | $159,487-12.7% | $167,553-16.9% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 22.10% | 331.95%-309.8pp | 263.71%-241.6pp | 478.89%-456.8pp |
| Employer contribution / active EE | $18,352 | $5,299+246.3% | $4,831+279.9% | $4,840+279.2% |
| Participant deferral / active EE | $11,140 | $7,752+43.7% | $7,354+51.5% | $6,343+75.6% |
| Admin fee / account holder | $418 | $12,561-96.7% | $10,804-96.1% | $12,316-96.6% |