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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,292 | $138,114+123.9% | $125,391+146.7% | $134,545+129.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -16.90% | 750.88%-767.8pp | 572.41%-589.3pp | 418.37%-435.3pp |
| Employer contribution / active EE | $6,800 | $5,246+29.6% | $4,816+41.2% | $4,742+43.4% |
| Participant deferral / active EE | $13,548 | $7,801+73.7% | $7,448+81.9% | $6,401+111.6% |
| Admin fee / account holder | $82,454 | $11,570+612.7% | $10,009+723.8% | $11,431+621.3% |