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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,816 | $114,119-64.2% | $107,187-61.9% | $138,895-70.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 13.22% | 273.21%-260.0pp | 204.55%-191.3pp | 145.39%-132.2pp |
| Employer contribution / active EE | $43,592 | $4,059+974.0% | $3,782+1052.6% | $4,194+939.3% |
| Participant deferral / active EE | $67,429 | $5,538+1117.6% | $5,096+1223.2% | $6,396+954.2% |
| Admin fee / account holder | $28,368 | $10,024+183.0% | $9,162+209.6% | $12,562+125.8% |