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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,044 | $52,306-31.1% | $69,779-48.3% | $62,881-42.7% |
| Participation rate | 96.0% | 67.2%+28.8pp | 71.8%+24.2pp | 69.3%+26.7pp |
| Annual return | 8.94% | 13.35%-4.4pp | 12.99%-4.0pp | 20.14%-11.2pp |
| Employer contribution / active EE | $2,070 | $1,799+15.1% | $2,338-11.5% | $2,281-9.2% |
| Participant deferral / active EE | $4,046 | $2,395+68.9% | $2,931+38.1% | $3,203+26.3% |
| Admin fee / account holder | $917 | $3,691-75.2% | $4,381-79.1% | $4,296-78.7% |