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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,748 | $117,829-73.1% | $102,423-69.0% | $145,877-78.2% |
| Participation rate | 57.1% | 78.6%-21.5pp | 76.5%-19.4pp | 80.3%-23.2pp |
| Annual return | 10.94% | 31.83%-20.9pp | 29.42%-18.5pp | 551.28%-540.3pp |
| Employer contribution / active EE | $982 | $3,615-72.8% | $3,023-67.5% | $4,663-78.9% |
| Participant deferral / active EE | $2,777 | $5,732-51.6% | $5,054-45.1% | $6,691-58.5% |
| Admin fee / account holder | $1,187 | $13,335-91.1% | $9,455-87.4% | $13,402-91.1% |