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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,748 | $117,895-73.1% | $102,460-69.0% | $145,897-78.2% |
| Participation rate | 57.1% | 78.6%-21.5pp | 76.5%-19.4pp | 80.3%-23.2pp |
| Annual return | 10.94% | 31.92%-21.0pp | 29.47%-18.5pp | 552.29%-541.4pp |
| Employer contribution / active EE | $982 | $3,619-72.9% | $3,025-67.6% | $4,663-78.9% |
| Participant deferral / active EE | $2,777 | $5,736-51.6% | $5,056-45.1% | $6,689-58.5% |
| Admin fee / account holder | $1,187 | $13,353-91.1% | $9,460-87.5% | $13,390-91.1% |