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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,551 | $85,766+2.1% | $136,297-35.8% | $70,124+24.9% |
| Participation rate | 93.1% | 74.2%+18.9pp | 81.9%+11.2pp | 69.5%+23.6pp |
| Annual return | 19.70% | 31.45%-11.8pp | 5156.19%-5136.5pp | 73.14%-53.4pp |
| Employer contribution / active EE | $1,509 | $2,966-49.1% | $4,696-67.9% | $2,342-35.6% |
| Participant deferral / active EE | $6,563 | $5,051+29.9% | $6,247+5.1% | $3,332+97.0% |
| Admin fee / account holder | $540 | $5,420-90.0% | $9,244-94.2% | $4,645-88.4% |