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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,536 | $160,040+14.7% | $147,096+24.8% | $145,877+25.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.02% | 98.49%-86.5pp | 419.75%-407.7pp | 551.28%-539.3pp |
| Employer contribution / active EE | $2,464 | $5,289-53.4% | $4,936-50.1% | $4,663-47.2% |
| Participant deferral / active EE | $9,823 | $8,429+16.5% | $8,071+21.7% | $6,691+46.8% |
| Admin fee / account holder | $26,481 | $15,050+76.0% | $13,005+103.6% | $13,402+97.6% |