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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,991 | $104,937+21.0% | $84,628+50.1% | $152,897-16.9% |
| Participation rate | 64.7% | 74.8%-10.1pp | 68.2%-3.5pp | 82.5%-17.7pp |
| Annual return | 19.96% | 373.88%-353.9pp | 258.80%-238.8pp | 345.43%-325.5pp |
| Employer contribution / active EE | $2,640 | $3,303-20.1% | $2,653-0.5% | $4,764-44.6% |
| Participant deferral / active EE | $8,639 | $4,690+84.2% | $3,900+121.5% | $5,851+47.7% |
| Admin fee / account holder | $2,233 | $6,243-64.2% | $4,914-54.6% | $11,599-80.8% |