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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,509 | $98,766-45.8% | $149,730-64.3% | $79,852-33.0% |
| Participation rate | 93.1% | 75.8%+17.3pp | 82.5%+10.6pp | 69.6%+23.5pp |
| Annual return | 19.06% | 27.43%-8.4pp | 276.70%-257.6pp | 31.72%-12.7pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,645-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $2,989 | $5,681-47.4% | $6,843-56.3% | $3,740-20.1% |
| Admin fee / account holder | $2,580 | $6,052-57.4% | $9,310-72.3% | $5,306-51.4% |