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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $478,805 | $223,823+113.9% | $211,142+126.8% | $154,746+209.4% |
| Participation rate | 94.7% | 87.9%+6.9pp | 87.3%+7.4pp | 80.7%+14.0pp |
| Annual return | 15.05% | 50.39%-35.3pp | 46.84%-31.8pp | 172.34%-157.3pp |
| Employer contribution / active EE | $11,357 | $6,787+67.3% | $6,442+76.3% | $4,379+159.3% |
| Participant deferral / active EE | $21,735 | $9,750+122.9% | $9,284+134.1% | $6,730+222.9% |
| Admin fee / account holder | $5,040 | $19,707-74.4% | $19,076-73.6% | $14,365-64.9% |