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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $478,805 | $209,336+128.7% | $197,124+142.9% | $137,256+248.8% |
| Participation rate | 94.7% | 87.3%+7.4pp | 86.7%+8.0pp | 80.0%+14.8pp |
| Annual return | 15.05% | 48.09%-33.0pp | 44.34%-29.3pp | 220.34%-205.3pp |
| Employer contribution / active EE | $11,357 | $6,591+72.3% | $6,227+82.4% | $4,156+173.3% |
| Participant deferral / active EE | $21,735 | $9,614+126.1% | $9,135+137.9% | $6,407+239.2% |
| Admin fee / account holder | $5,040 | $17,308-70.9% | $16,298-69.1% | $12,270-58.9% |