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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,803 | $201,370+112.4% | $184,256+132.2% | $145,897+193.2% |
| Participation rate | 95.7% | 87.5%+8.2pp | 86.8%+8.8pp | 80.3%+15.3pp |
| Annual return | 14.09% | 29.05%-15.0pp | 28.85%-14.8pp | 552.29%-538.2pp |
| Employer contribution / active EE | $12,507 | $7,024+78.1% | $6,427+94.6% | $4,663+168.2% |
| Participant deferral / active EE | $22,674 | $9,808+131.2% | $9,133+148.3% | $6,689+239.0% |
| Admin fee / account holder | $36,498 | $16,364+123.0% | $13,899+162.6% | $13,390+172.6% |