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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,701 | $165,381+41.9% | $149,730+56.7% | $158,966+47.6% |
| Participation rate | 85.7% | 84.6%+1.1pp | 82.5%+3.2pp | 82.0%+3.8pp |
| Annual return | 15.77% | 348.29%-332.5pp | 276.70%-260.9pp | 302.95%-287.2pp |
| Employer contribution / active EE | $1,682 | $5,104-67.1% | $4,645-63.8% | $4,762-64.7% |
| Participant deferral / active EE | $4,736 | $7,182-34.1% | $6,843-30.8% | $5,983-20.8% |
| Admin fee / account holder | $2,026 | $10,809-81.3% | $9,310-78.2% | $11,250-82.0% |