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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP3+ years Service code 12 · EIN 93-1253576 | Direct payment from the plan; Custodi... | $38,479 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,027 | $64,909-32.2% | $82,312-46.5% | $62,293-29.3% |
| Participation rate | 43.0% | 74.9%-31.9pp | 76.9%-33.9pp | 69.5%-26.5pp |
| Annual return | 17.76% | 21.18%-3.4pp | 25.88%-8.1pp | 28.90%-11.1pp |
| Employer contribution / active EE | $796 | $1,676-52.5% | $2,428-67.2% | $2,042-61.0% |
| Participant deferral / active EE | $1,577 | $3,103-49.2% | $3,706-57.4% | $3,169-50.2% |
| Admin fee / account holder | $64 | $440-85.4% | $5,608-98.9% | $479-86.6% |