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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,472 | $106,003-40.1% | $92,236-31.2% | $147,585-57.0% |
| Participation rate | 88.9% | 80.4%+8.5pp | 76.5%+12.4pp | 82.8%+6.1pp |
| Annual return | 19.56% | 50.05%-30.5pp | 176.29%-156.7pp | 578.57%-559.0pp |
| Employer contribution / active EE | $2,956 | $4,333-31.8% | $3,679-19.7% | $4,876-39.4% |
| Participant deferral / active EE | $7,660 | $4,478+71.0% | $3,897+96.6% | $5,439+40.8% |
| Admin fee / account holder | $411 | $6,333-93.5% | $5,194-92.1% | $10,885-96.2% |