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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,073 | $52,678+65.3% | $75,784+14.9% | $59,633+46.0% |
| Participation rate | 55.8% | 67.2%-11.5pp | 75.8%-20.1pp | 68.7%-12.9pp |
| Annual return | 1.80% | 2.95%-1.2pp | 9.68%-7.9pp | 2041.45%-2039.7pp |
| Employer contribution / active EE | $0 | $2,193-100.0% | $3,323-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $2,323 | $2,591-10.3% | $3,652-36.4% | $3,192-27.2% |
| Admin fee / account holder | $4,446 | $3,610+23.2% | $5,300-16.1% | $4,297+3.5% |