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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,349 | $48,364+99.2% | $71,796+34.2% | $62,881+53.2% |
| Participation rate | 85.4% | 60.6%+24.7pp | 69.1%+16.3pp | 69.3%+16.1pp |
| Annual return | 8.13% | 13.16%-5.0pp | 78.04%-69.9pp | 20.14%-12.0pp |
| Employer contribution / active EE | $5,897 | $1,042+466.0% | $1,924+206.4% | $2,281+158.5% |
| Participant deferral / active EE | $5,269 | $2,091+152.0% | $2,794+88.6% | $3,203+64.5% |
| Admin fee / account holder | $3,043 | $3,771-19.3% | $4,815-36.8% | $4,296-29.2% |