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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $468,185 | $175,259+167.1% | $149,723+212.7% | $139,487+235.6% |
| Participation rate | 80.0% | 83.4%-3.4pp | 78.8%+1.2pp | 80.3%-0.3pp |
| Annual return | 10.44% | 166.82%-156.4pp | 134.50%-124.1pp | 373.84%-363.4pp |
| Employer contribution / active EE | $1,747 | $5,478-68.1% | $4,821-63.8% | $4,755-63.3% |
| Participant deferral / active EE | $13,551 | $6,522+107.8% | $5,682+138.5% | $6,713+101.9% |
| Admin fee / account holder | $4,708 | $16,158-70.9% | $13,215-64.4% | $11,407-58.7% |