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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,099 | $135,956-26.4% | $123,894-19.2% | $273,972-63.5% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 8.64% | 56.63%-48.0pp | 47.52%-38.9pp | 41.46%-32.8pp |
| Employer contribution / active EE | $12,723 | $5,170+146.1% | $4,617+175.6% | $4,869+161.3% |
| Participant deferral / active EE | $12,291 | $6,343+93.8% | $5,984+105.4% | $5,287+132.5% |
| Admin fee / account holder | $5,999 | $9,817-38.9% | $8,357-28.2% | $10,133-40.8% |