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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,307 | $82,674+60.0% | $125,381+5.5% | $68,486+93.2% |
| Participation rate | 55.1% | 75.1%-19.9pp | 82.4%-27.3pp | 67.9%-12.8pp |
| Annual return | -15.85% | -5.97%-9.9pp | 572.31%-588.2pp | -7.85%-8.0pp |
| Employer contribution / active EE | $2,862 | $3,382-15.4% | $4,815-40.6% | $2,597+10.2% |
| Participant deferral / active EE | $9,682 | $6,111+58.4% | $7,448+30.0% | $4,028+140.4% |
| Admin fee / account holder | $30,732 | $6,277+389.6% | $10,007+207.1% | $5,404+468.7% |