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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,376 | $60,128-44.5% | $90,440-63.1% | $79,852-58.2% |
| Participation rate | 53.8% | 65.0%-11.1pp | 72.7%-18.8pp | 69.6%-15.8pp |
| Annual return | 20.41% | 71.95%-51.5pp | 1294.38%-1274.0pp | 31.72%-11.3pp |
| Employer contribution / active EE | $1,449 | $2,068-29.9% | $3,263-55.6% | $2,471-41.4% |
| Participant deferral / active EE | $3,067 | $2,939+4.4% | $3,964-22.6% | $3,740-18.0% |
| Admin fee / account holder | $1,223 | $3,977-69.3% | $5,615-78.2% | $5,306-77.0% |