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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,027 | $73,978-52.7% | $96,515-63.7% | $75,173-53.4% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 32.57% | 26.72%+5.8pp | 35.73%-3.2pp | 160.72%-128.2pp |
| Employer contribution / active EE | $6,316 | $2,931+115.5% | $3,740+68.9% | $2,671+136.5% |
| Participant deferral / active EE | $3,565 | $3,660-2.6% | $4,880-26.9% | $4,126-13.6% |
| Admin fee / account holder | $639 | $5,219-87.8% | $6,735-90.5% | $5,651-88.7% |