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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,789 | $109,372+4.0% | $89,414+27.3% | $158,966-28.4% |
| Participation rate | 88.9% | 74.3%+14.6pp | 68.0%+20.9pp | 82.0%+6.9pp |
| Annual return | 22.31% | 345.55%-323.2pp | 245.50%-223.2pp | 302.95%-280.6pp |
| Employer contribution / active EE | $733 | $3,171-76.9% | $2,586-71.7% | $4,762-84.6% |
| Participant deferral / active EE | $2,523 | $4,598-45.1% | $3,890-35.1% | $5,983-57.8% |
| Admin fee / account holder | $6,386 | $6,156+3.7% | $4,883+30.8% | $11,250-43.2% |