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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $460,985 | $155,555+196.3% | $146,866+213.9% | $155,188+197.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 13.99% | 115.41%-101.4pp | 102.85%-88.9pp | 148.84%-134.9pp |
| Employer contribution / active EE | $33,598 | $4,647+623.0% | $4,425+659.3% | $4,248+690.9% |
| Participant deferral / active EE | $1,250 | $8,044-84.5% | $7,759-83.9% | $6,531-80.9% |
| Admin fee / account holder | $2,130 | $14,755-85.6% | $13,620-84.4% | $14,480-85.3% |