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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,116 | $96,691+30.4% | $86,656+45.5% | $139,487-9.6% |
| Participation rate | 71.4% | 74.4%-3.0pp | 71.7%-0.3pp | 80.3%-8.9pp |
| Annual return | 15.33% | 106.87%-91.5pp | 593.09%-577.8pp | 373.84%-358.5pp |
| Employer contribution / active EE | $3,452 | $3,267+5.7% | $3,025+14.1% | $4,755-27.4% |
| Participant deferral / active EE | $8,866 | $4,838+83.3% | $4,439+99.7% | $6,713+32.1% |
| Admin fee / account holder | $1,642 | $6,414-74.4% | $5,619-70.8% | $11,407-85.6% |