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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,390 | $209,422-20.1% | $178,503-6.2% | $158,982+5.3% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 7.14% | 188.81%-181.7pp | 151.12%-144.0pp | 302.99%-295.9pp |
| Employer contribution / active EE | $2,961 | $5,707-48.1% | $5,011-40.9% | $4,763-37.8% |
| Participant deferral / active EE | $7,867 | $5,955+32.1% | $5,202+51.2% | $5,983+31.5% |
| Admin fee / account holder | $2,787 | $17,079-83.7% | $13,987-80.1% | $11,252-75.2% |