See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
HOZIK & COMPANY P.L.C3 years Service code 15 · EIN 54-1963607 | Recordkeeping | $12,000 |
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $1,330 |
ADP BROKER-DEALER4 years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,426 | $81,474-68.8% | $133,956-81.0% | $73,488-65.4% |
| Participation rate | 45.2% | 76.4%-31.1pp | 79.8%-34.6pp | 70.7%-25.4pp |
| Annual return | 18.22% | 19.40%-1.2pp | 45.09%-26.9pp | 28.51%-10.3pp |
| Employer contribution / active EE | $227 | $2,209-89.7% | $3,919-94.2% | $2,270-90.0% |
| Participant deferral / active EE | $2,016 | $3,786-46.8% | $5,048-60.1% | $3,740-46.1% |
| Admin fee / account holder | $204 | $713-71.5% | $8,927-97.7% | $513-60.3% |