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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,809,131 | $162,136+1015.8% | $152,301+1087.9% | $154,746+1069.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 13.44% | 91.02%-77.6pp | 80.50%-67.1pp | 172.34%-158.9pp |
| Employer contribution / active EE | $15,834 | $4,890+223.8% | $4,624+242.4% | $4,379+261.6% |
| Participant deferral / active EE | $17,595 | $8,341+110.9% | $8,004+119.8% | $6,730+161.4% |
| Admin fee / account holder | $6,588 | $15,759-58.2% | $14,398-54.2% | $14,365-54.1% |