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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,969 | $82,678+239.8% | $125,391+124.1% | $68,490+310.2% |
| Participation rate | 96.0% | 75.1%+20.9pp | 82.4%+13.6pp | 67.9%+28.1pp |
| Annual return | -15.19% | -5.97%-9.2pp | 572.41%-587.6pp | -7.85%-7.3pp |
| Employer contribution / active EE | $10,788 | $3,382+219.0% | $4,816+124.0% | $2,597+315.5% |
| Participant deferral / active EE | $13,054 | $6,111+113.6% | $7,448+75.3% | $4,028+224.1% |
| Admin fee / account holder | $33,837 | $6,277+439.0% | $10,009+238.1% | $5,403+526.3% |