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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,950 | $89,370-46.3% | $141,197-66.0% | $72,976-34.3% |
| Participation rate | 63.9% | 75.1%-11.2pp | 82.5%-18.6pp | 69.5%-5.6pp |
| Annual return | 22.27% | 111.88%-89.6pp | 71.41%-49.1pp | 81.02%-58.7pp |
| Employer contribution / active EE | $694 | $3,115-77.7% | $4,736-85.3% | $2,440-71.5% |
| Participant deferral / active EE | $3,959 | $5,419-26.9% | $6,710-41.0% | $3,608+9.7% |
| Admin fee / account holder | $1,870 | $5,957-68.6% | $10,265-81.8% | $5,124-63.5% |