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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $626,847 | $133,998+367.8% | $112,263+458.4% | $134,545+365.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -22.53% | 47.17%-69.7pp | 27.49%-50.0pp | 418.37%-440.9pp |
| Employer contribution / active EE | $3,741 | $4,040-7.4% | $3,636+2.9% | $4,742-21.1% |
| Participant deferral / active EE | $16,500 | $5,292+211.8% | $4,729+248.9% | $6,401+157.8% |
| Admin fee / account holder | $8,922 | $7,493+19.1% | $6,410+39.2% | $11,431-21.9% |