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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,473 | $84,685-5.0% | $73,836+9.0% | $125,389-35.8% |
| Participation rate | 59.1% | 76.8%-17.7pp | 73.4%-14.4pp | 83.2%-24.1pp |
| Annual return | -1.03% | 3123.80%-3124.8pp | 2268.06%-2269.1pp | 282.24%-283.3pp |
| Employer contribution / active EE | $640 | $3,123-79.5% | $2,787-77.0% | $4,866-86.8% |
| Participant deferral / active EE | $3,796 | $3,993-4.9% | $3,583+5.9% | $5,352-29.1% |
| Admin fee / account holder | $6,882 | $5,694+20.9% | $4,882+41.0% | $9,541-27.9% |