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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,767 | $106,008-62.5% | $92,240-56.9% | $147,586-73.1% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 9.55% | 50.05%-40.5pp | 176.29%-166.7pp | 578.59%-569.0pp |
| Employer contribution / active EE | $975 | $4,333-77.5% | $3,680-73.5% | $4,876-80.0% |
| Participant deferral / active EE | $5,244 | $4,478+17.1% | $3,897+34.6% | $5,439-3.6% |
| Admin fee / account holder | $668 | $6,333-89.5% | $5,194-87.1% | $10,886-93.9% |