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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,814 | $77,920-77.1% | $149,723-88.1% | $75,177-76.3% |
| Participation rate | 10.3% | 65.6%-55.3pp | 78.8%-68.5pp | 67.2%-56.9pp |
| Annual return | 28.47% | 31.72%-3.3pp | 134.50%-106.0pp | 160.75%-132.3pp |
| Employer contribution / active EE | $0 | $3,138-100.0% | $4,821-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,074 | $3,411-68.5% | $5,682-81.1% | $4,126-74.0% |
| Admin fee / account holder | $0 | $5,951-100.0% | $13,215-100.0% | $5,651-100.0% |