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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $885,245 | $100,911+777.3% | $90,440+878.8% | $158,966+456.9% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 7.48% | 1726.62%-1719.1pp | 1294.38%-1286.9pp | 302.95%-295.5pp |
| Employer contribution / active EE | $37,906 | $3,690+927.2% | $3,263+1061.7% | $4,762+695.9% |
| Participant deferral / active EE | $26,000 | $4,348+497.9% | $3,964+556.0% | $5,983+334.6% |
| Admin fee / account holder | $13,476 | $6,507+107.1% | $5,615+140.0% | $11,250+19.8% |