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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,506 | $99,345+112.9% | $84,753+149.6% | $273,972-22.8% |
| Participation rate | 82.4% | 80.7%+1.7pp | 76.6%+5.8pp | 83.0%-0.7pp |
| Annual return | 6.88% | 22.93%-16.1pp | 22.78%-15.9pp | 41.46%-34.6pp |
| Employer contribution / active EE | $876 | $4,214-79.2% | $3,574-75.5% | $4,869-82.0% |
| Participant deferral / active EE | $8,725 | $4,270+104.4% | $3,712+135.1% | $5,287+65.0% |
| Admin fee / account holder | $6,371 | $6,645-4.1% | $5,333+19.5% | $10,133-37.1% |