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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,540 | $106,008-88.2% | $92,240-86.4% | $147,586-91.5% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 0.00% | 50.05%-50.1pp | 176.29%-176.3pp | 578.59%-578.6pp |
| Employer contribution / active EE | $7,183 | $4,333+65.8% | $3,680+95.2% | $4,876+47.3% |
| Participant deferral / active EE | $7,500 | $4,478+67.5% | $3,897+92.5% | $5,439+37.9% |
| Admin fee / account holder | $500 | $6,333-92.1% | $5,194-90.4% | $10,886-95.4% |