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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,684 | $77,908+149.9% | $149,696+30.1% | $75,173+159.0% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 11.73% | 31.73%-20.0pp | 134.46%-122.7pp | 160.72%-149.0pp |
| Employer contribution / active EE | $5,530 | $3,138+76.3% | $4,821+14.7% | $2,671+107.1% |
| Participant deferral / active EE | $5,013 | $3,411+47.0% | $5,682-11.8% | $4,126+21.5% |
| Admin fee / account holder | $2,718 | $5,950-54.3% | $13,212-79.4% | $5,651-51.9% |