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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,863 | $185,312+34.8% | $161,489+54.7% | $154,746+61.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 9.95% | 103.84%-93.9pp | 89.72%-79.8pp | 172.34%-162.4pp |
| Employer contribution / active EE | $8,553 | $4,769+79.3% | $4,268+100.4% | $4,379+95.3% |
| Participant deferral / active EE | $7,987 | $6,350+25.8% | $5,630+41.9% | $6,730+18.7% |
| Admin fee / account holder | $38,794 | $18,654+108.0% | $16,006+142.4% | $14,365+170.1% |