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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,008 | $175,231-50.9% | $149,696-42.5% | $139,466-38.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 7.39% | 166.77%-159.4pp | 134.46%-127.1pp | 373.66%-366.3pp |
| Employer contribution / active EE | $366 | $5,478-93.3% | $4,821-92.4% | $4,754-92.3% |
| Participant deferral / active EE | $4,680 | $6,521-28.2% | $5,682-17.6% | $6,712-30.3% |
| Admin fee / account holder | $102,522 | $16,155+534.6% | $13,212+676.0% | $11,409+798.6% |