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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,938 | $165,361+79.6% | $149,715+98.3% | $158,950+86.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 13.84% | 348.24%-334.4pp | 276.66%-262.8pp | 302.91%-289.1pp |
| Employer contribution / active EE | $11,223 | $5,103+119.9% | $4,645+141.6% | $4,762+135.7% |
| Participant deferral / active EE | $8,111 | $7,182+12.9% | $6,842+18.5% | $5,983+35.6% |
| Admin fee / account holder | $1,397 | $10,808-87.1% | $9,310-85.0% | $11,248-87.6% |