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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,876 | $155,555-65.4% | $146,866-63.3% | $155,188-65.3% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.5%+5.0pp | 80.8%+6.7pp |
| Annual return | 14.42% | 115.41%-101.0pp | 102.85%-88.4pp | 148.84%-134.4pp |
| Employer contribution / active EE | $1,131 | $4,647-75.7% | $4,425-74.4% | $4,248-73.4% |
| Participant deferral / active EE | $7,554 | $8,044-6.1% | $7,759-2.7% | $6,531+15.7% |
| Admin fee / account holder | $26,215 | $14,755+77.7% | $13,620+92.5% | $14,480+81.0% |