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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,276 | $78,423-63.9% | $95,964-70.5% | $79,856-64.6% |
| Participation rate | 92.5% | 73.5%+19.0pp | 77.1%+15.4pp | 69.6%+22.8pp |
| Annual return | 9.45% | 19.37%-9.9pp | 91.64%-82.2pp | 31.71%-22.3pp |
| Employer contribution / active EE | $1,887 | $1,945-3.0% | $2,541-25.8% | $2,471-23.6% |
| Participant deferral / active EE | $481 | $3,440-86.0% | $4,167-88.5% | $3,741-87.1% |
| Admin fee / account holder | $1,846 | $5,622-67.2% | $6,797-72.8% | $5,306-65.2% |