Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,704 | $50,947-67.2% | $74,551-77.6% | $64,173-74.0% |
| Participation rate | 41.9% | 61.1%-19.1pp | 69.1%-27.2pp | 69.6%-27.6pp |
| Annual return | -2.56% | -1.85%-0.7pp | 32.53%-35.1pp | 7.63%-10.2pp |
| Employer contribution / active EE | $883 | $1,115-20.9% | $1,961-55.0% | $2,381-62.9% |
| Participant deferral / active EE | $1,581 | $2,302-31.3% | $3,108-49.2% | $3,470-54.4% |
| Admin fee / account holder | $686 | $4,221-83.8% | $5,059-86.4% | $4,887-86.0% |