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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,105 | $138,114+42.7% | $125,391+57.2% | $134,545+46.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -22.50% | 750.88%-773.4pp | 572.41%-594.9pp | 418.37%-440.9pp |
| Employer contribution / active EE | $3,504 | $5,246-33.2% | $4,816-27.2% | $4,742-26.1% |
| Participant deferral / active EE | $12,625 | $7,801+61.8% | $7,448+69.5% | $6,401+97.2% |
| Admin fee / account holder | $5,154 | $11,570-55.5% | $10,009-48.5% | $11,431-54.9% |