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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,885 | $160,028+18.0% | $147,080+28.4% | $145,884+29.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.00% | 98.60%-87.6pp | 420.17%-409.2pp | 551.85%-540.8pp |
| Employer contribution / active EE | $3,675 | $5,286-30.5% | $4,933-25.5% | $4,662-21.2% |
| Participant deferral / active EE | $16,639 | $8,422+97.6% | $8,066+106.3% | $6,690+148.7% |
| Admin fee / account holder | $179,587 | $15,030+1094.9% | $12,989+1282.6% | $13,392+1241.0% |