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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $657,748 | $162,821+304.0% | $133,978+390.9% | $158,982+313.7% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 15.71% | 41.95%-26.2pp | 45.10%-29.4pp | 302.99%-287.3pp |
| Employer contribution / active EE | $118 | $4,976-97.6% | $3,919-97.0% | $4,763-97.5% |
| Participant deferral / active EE | $14,019 | $5,910+137.2% | $5,047+177.7% | $5,983+134.3% |
| Admin fee / account holder | $4,256 | $11,742-63.8% | $8,930-52.3% | $11,252-62.2% |