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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,224 | $84,518-70.2% | $67,704-62.7% | $125,388-79.9% |
| Participation rate | 29.4% | 74.8%-45.4pp | 67.5%-38.1pp | 83.2%-53.8pp |
| Annual return | -0.89% | 2.57%-3.5pp | 25.41%-26.3pp | 282.24%-283.1pp |
| Employer contribution / active EE | $755 | $3,292-77.1% | $2,559-70.5% | $4,866-84.5% |
| Participant deferral / active EE | $349 | $4,430-92.1% | $3,585-90.3% | $5,352-93.5% |
| Admin fee / account holder | $113 | $5,340-97.9% | $4,255-97.3% | $9,541-98.8% |