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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,398 | $73,988-42.7% | $96,538-56.1% | $75,177-43.6% |
| Participation rate | 53.1% | 66.4%-13.3pp | 74.3%-21.3pp | 67.2%-14.1pp |
| Annual return | 14.71% | 26.73%-12.0pp | 35.74%-21.0pp | 160.75%-146.0pp |
| Employer contribution / active EE | $1,331 | $2,930-54.6% | $3,740-64.4% | $2,671-50.2% |
| Participant deferral / active EE | $1,848 | $3,660-49.5% | $4,880-62.1% | $4,126-55.2% |
| Admin fee / account holder | $1,070 | $5,220-79.5% | $6,737-84.1% | $5,651-81.1% |